Sunday, September 22, 2013

Please tell me am I crazy? Oh please fill in the blanks!

I have been writing this blog for a while now. I started a blog while my daughter Ashley was going to University of Southern Mississippi and break in between because of Hurricane Katrina. We had damage, but were much more fortunate than 100's of 1000's of others. I got to see first hand just how inefficient our local, state, and federal government really are. Please don't get me wrong there was help from so many, but oh how corruption on every level became the real problem. The haves and the have not's again the same old story a few benefited the most.

I don't want to get off topic, but I thought it was important that you see when my eyes were opened to just how badly we are treated as American Citizens by our own government and the corruption it breeds.

Today I am asking you. There is not just one reason that our student loan debt is now $1.2 Trillion
and it's growing faster today than ever before. I have been using $27,500 as the average student loan debt, a new article in Wall Street Journal now states that the average debt has increased to $40,000!

Also keep in mind it took $7 Billion to elect the President and Congress the last election?
So much money that could have been put to good use to helping America. But instead was used
to tell half truths and some just out and out lies to get elected!

My idea today is borrowing the theme from David Lettermen top 10 list. Dave if I remember correctly goes backwards so I'm going to list

10) The lack of checks and balances (by both our government and schools)

9) Defaults at highest level in 2 Decades

8) Special Interest Groups and their grip on our elected officials!

7)  90/10 rule for profit schools  (It's your research time you'll be amazed!)

6) The lack of disclosure on student loans

5) The principal on the student loan and appallingly high tuition cost

4) An outdated student loan system

3) Subsidized student loans

2) $7Billion to elect the President and Congress the last election (who do they represent?)

1) The # one answer................ "Corruption in our own Government"

Today I am asking you to fill in your top 10 list.  Got more just keep adding!
I gave you several causes some we don't even think about! There will be 100's of reasons
Just when you think you have all reasons why...... I promise you'll think of another reason
Please use comments below also use  ,G+, Facebook,  anywhere and everywhere so every time
a Politician goes somewhere he is seeing a list and a list... and then a still another list!
I will continue to create new posts to highlight your #10 Please go below to comment list your top
# 10 I will include your name if you like! just me your ok!

I have no hidden agenda.........My only agenda is that every child should be afforded the opportunity to an education, and the opportunity to live the........................American Dream!

Nearly every man who develops an idea works it up to the point where it looks impossible, and then he gets discouraged. That's not the place to become discouraged.

Thomas Edison

This a 1 year reinstatement of student loan Bankruptcy both Federal and State
Please sign it's just another message that changed is needed!

I am adding the top 10 from Ryan Jones

10) Student debt inhibits graduates' ability to buy a car, home, get married, or have children.

9) Tuition costs force student to pursue more "lucrative" careers, even if they don't want to.

8) College administrators are paid more, on average, than their faculty counterparts (the ones who create the actual value for the university).

7) This has been tried before in Chile, and it's failed miserably.

6) The federal government is reaping huge profits from students. This isn't justifiable, because students and their families already pay taxes to the government.

5) For-profit schools are driving up the student loan default rate; they're forcing students into debt and offer an illegitimate product.

4) Many states spend more on their prisons than on higher education.

3) Student loans are impossible for the average borrower to discharge due to bankruptcy.

2) Private lenders are insured by the government against losses incurred from a defaulted loan; the borrower is not.

1) Student loans punish you for becoming pursuing your dreams.



Sunday, September 1, 2013

Keep it Simple....Everyone Should Understand!

I am committed to telling you only the facts, and I have been hard on the President and Congress for the poor job they have done. I ask anyone that thinks I have said anything that is not true to please post to my/our blog.
If I was wrong I will be the first to admit it! And I will make the correction

The corruptions runs so deep and seems to only be getting worse........ not better!

It starts with the election of the President and Congress I have said this several time that the last election it took almost $7 Billion to elect the President and Congress????

Where do you think their loyalty is going to the American People or the corporations and special interest that bought them their seats?

I have given you so many solutions that are just plain common sense. Also each solution has checks and balances. The problem is when something is simple there is no way that cronyism will work. The President and Congress  have to be able to hide the truth in order for their donators to be able to make the huge profits off the back of our great country's future.............our children!

I have to tell you this morning how proud and how honored I am to know this young man Ryan Jones. Ryan still owes some where around $30,000 in student loan debt! He started to write me and decided that with his writing talents he could warn those students coming behind him of the dangers
of student loans.

This book is a guide not only for the students, but concerned parents as well.

With more concerned youth like Ryan and Alan Collinge of student loan justice

We have correct the past problems to allow student loan bankruptcy once again. Bankruptcy is not just about forgiving the debt. Bankruptcy is about reorganizing the debt so our graduates, and those that didn't graduate, but still ended up with an outrageous amount of student loan debt will have a chance to rebuild their lives............ that  have been so unjustly taken away.

And don't forget about an old fart like me that was scared to write because of being dyslexic.
If I can write no matter how bad sometimes...........any one can write! Yes that's right it means you can too! I know you can make a difference......... I'm living proof that each one of us can make a difference!
Don't believe me ask Ryan Jones!......... he stood it's your turn what are you going to do?

We all have to get involved before our children, our young adults future are taken away.............  this is the very future of our great country! Please tell me you'll help our children, our young adults have the same opportunity that each of us were given.

I challenge each of you to start to speak up tell your Congress and the President we have had enough!

This $1.2 Trillion student loan bubble is going to bust if changes are not made quickly!

My only agenda is that every child should have an affordable education and the opportunity  to live the............................American Dream!

Our greatest weakness lies in giving up. The most certain way to succeed is always to try just one more time.

Thomas Edison