Wednesday, June 26, 2013

Failure Because of Trust?

Failure is a strange word; every one seems to have their own definition of Failure


Fail·ure

feyl-yer]  Show IPA

noun
1.
an act or instance of failing or proving unsuccessful; lack of success: His effort ended in failure.  The campaign was a failure.
2.
nonperformance of something due, required, or expected: a failure to do what one has promised; a failure to appear.
3.
a subnormal quantity or quality; an insufficiency: the failure of crops.
4.
deterioration or decay, especially of vigor, strength, etc.: The failure of her health made  retirement necessary.
5.
a condition of being bankrupt by reason of insolvency



The #5 Bankrupt looks like what the Banks and Congress has taken away from our graduates allowing their debt just to compound with more and more maximum penalties and fees! There are fewer and fewer jobs that have been available for a larger and larger portion of our graduates!
I do believe our students are responsible for their loans, but when maximum penalties and fees added
when jobs are not available. There has got to be alternatives! Bankruptcy should never have been taken away!

Trust another strange word; has your definition of trust changed?

Trust

 

truhst  Show IPA
noun
1.
Reliance on the integrity, Strength, Ability, Surety, etc., of a Person or thing; confidence.confident  expectation of something; hope.
3.
Confidence in the certainty of future payment for property or goods received a; credit: to sell merchandise on trust.
4.
a Person on whom or thing on Which one Relies : God is my Trust.
5.
the condition of one to whom something has been Entrusted.




We are brought up to Trust our parents, our grandparents, our relatives, our pastor,
our teachers, and our politicians. We are told not to trust strangers.

The problem instilling our children with this Trust, we are not all trust worthy!
There always seems to be the hidden agenda that start to creep in!

It can be a parent that drinks too much, a grandparent that has the wondering eye,
a teacher that the union has convinced they are more important than the children they teach, the politician that now takes a minimum and I repeat a minimum $1.5 Million to get elected to Congress, the pastor that needs a mega church, private airplane, the expensive suits.

Our biggest problem as a Country the profits have become more important than
 our Children.........Everything as become about Me and The Profits!

When did you hear last? 
Don't you know who I am! I will have your............#@*!

The $1.2 Trillion Student loan debt was caused by each of us because of the trust
Our children; the young adults they have become.... have had in their Parents...the Teachers...the Universities...the Banks.. our Congress, and our President!

We are taught from a very early age that college is the key to success in America!

We Now as a Nation have  taught A large number of our graduate's failure.

The same Graduates  that we have told to pursue your dreams and you can change the World!

Yes there is always sacrifice to truly be successful...earn your strips is what my dad use to say !  I wish I had of listen and understood this sooner..........
Our colleges and Universities seem to have forgotten our children will become young adults while there. They are still finding their way. It's more important now, more than ever before  that Their Loans  are explained yearly in full detail. Billy right now your monthly payment will be $600.Yes the students are responsible, but they should know each year how much more their education is going to cost them monthly and how many years they are going to be in debt!

A college education has become a big business! It is now the time to teach our children the young adults they have become..... about Debt and how to manage their future!

This has become like going to Auto Dealer and told you're Approved! They forgot to tell our graduates they won't have the money for the movies, or that burger, the electric bill? 
Billy  you have good enough credit for the car ! you know Billy you do(deserve it?)!!!

We need jobs for our graduates. It would be Great if they could pursue a career
in the Profession they have Earned their Degree?  
If I'm missing something here ....Please correct me !

We are giving our tax credits to companies that are making huge profits, then sending their profits offshore, and our jobs to China, Mexico, Vietnam, etc...??

Our Small Business needs these Tax Credits to be used for the rebuilding of America and the future success of our graduates and our Great Nation!

I have proposed   "Trickle from the Middle Up and Down Theory"

We Invest in our small business and our graduates!

The Project is based loosely on the Opportunity Maine Tax Credit and
The $5250 Tuition Reimbursement program being used now to send employees back
to school with the employer receiving a tax credit to pay for this training.

This gives small business and our graduates a chance to grow together! A chance to learn the ins and outs of a small business  that our graduates are going to help to build and chance to be apart of real success!

To help keep our graduates from ......flipping burgers, ......The bartender at Chili's.......why is this?

To use their degrees..  the knowledge gained... what they have spent the last 4 years if not longer  to be part of a small business success, and the ability to pursue their own dreams after graduation!

We give tax credits to our graduates at tax time, the problem is the credits are needed during the year to create the new jobs and to give our small business a level playing field...........Once again!

Tax credit that create jobs and keep our tax dollars in America instead of some offshore account.

This project could turn this crisis into the start of a re-birth of small business
and be the first step to a Real stimulus program.... 

Where  this time we....... Reward Success!  ............. Not Failure!!!!

6 comments:

  1. Hi Tony,

    I really enjoy your writing and I have to say that I am agreeing with you on everything you're saying where you're coming from on the issue of student debt. As a recent college graduate, I have a significant amount of debt on my own. Watching what my friends have done and exploring every option available to me has given me a wide breadth of first-hand knowledge on the subject. I've decided to take what I know and write a book on the subject to serve as a guide for those going through the financial aid system. I'd like to contact you and see if there's anyway perhaps we could work together on this. Maybe you'd like to contribute an introduction or something along those lines, I don't know. If anything I'd really appreciate your feedback on my research and what I plan to write.


    Kind regards,


    Ryan


    jones.3446@gmail.com

    ReplyDelete
  2. Also, studentloanjustice.org is currently working on a campaign to get congress to reinstate bankruptcy possibilities for holders of student loan debt.

    ReplyDelete
  3. Ryan,

    I would be honored to look over your ideas. These problems are not going to go away until those in charge realize how important our education system is to the security of our Great Country!.
    Our children education has got to come before profits! This is the problem now!

    Because without an educated society we will not continue to lead the world! I do believe it is important that education should have a cost so you know the true value of what you have achieved.
    We have become a country that gives away housing, food,college etc... and expect nothing in return except their vote at election time? There are no checks and balances on any of theses programs for that reason!
    Please give me a little background how old, how much student loan debt
    my email anthony1429@att.net
    I just ask you tell your friends, write your congressmen, I wake up early and comment on other sites it's very important to keep this crisis in front of everyone!
    Thanks,
    Tony

    ,

    ReplyDelete
  4. Ryan,

    I have not heard from you is everything OK? How's you book coming along?

    ReplyDelete
  5. Hi Anthony,

    Everything is just fine. I'm getting pretty exhausted as I approach 70+ pages, as this is my first book. I was wondering, perhaps you have a personal anecdote you wouldn't mind contributing? I could ask you a few question about your opinion on the whole situation and what you've found through some of your research.

    I totally agree with you that education should come before profits. I think that's a shameful system that's been put in place, and the mission of my book is too point out where it's gone wrong and how students can avoid the pitfalls.


    I'm 25 with ~$30,000 in debt.

    Best,

    Ryan

    ReplyDelete
  6. I'm glad to hear your book is starting to come together .A government program

    is created to help solve a problem, student loans would a prefect example. This program started out with the best intentions. I feel the #1 problem with programs like this there is very little accountability. Programs like student loans have a shelf life

    No successful business will continues putting more money into something that is broken. The end results if the business decided to continued the program student loans in this case the company would go bankrupt! $1.1Trillion ring a bell

    ReplyDelete

thank you for taking the time to share your thoughts!